Helpful Links
Applying for a loan? The following toolkit is a helpful guide to help you understand the mortgage loan process: Your Home Loan Toolkit
Consumer Financial Protection Bureau Publications
Consumer Handbook on Adjustable Rate Mortgages (ARM)
What you should know about Home Equity Lines of Credit
U.S. Department of Veterans Affairs home loan program
http://www.benefits.va.gov/homeloans/
FHA Loan Information
Federal Housing Administration
USDA Loan Information
Rural Housing Development
Conventional Financing
FannieMae.com
FreddieMac.com
Property Search
Realtor.com – The official website for the National Association of Realtors. Find a home with the most comprehensive source for real estate listings. Includes helpful tips on financing a home, moving, and home maintenance.
Credit
OptOutPrescreen.com – The Consumer Credit Reporting website for consumers to opt-in or opt-out of offers of credit or insurance.
Credit Agency Information
- AnnualCreditReport.com – The website used to request a free credit report. Consumers are allowed one free credit report a year to help monitor their credit from all three reporting agencies.
Credit counseling
www.debt.org
www.nfcc.org
www.makinghomeaffordable.gov
- The three private national credit reporting agencies
www.equifax.com
www.transunion.com
www.experian.com
Tax Information
First-Time Homeowners
www.irs.gov/publications/p530/index.html
What You Can and Cannot Deduct
www.irs.gov/publications/p530/ar02.html
Credits and Exemptions
http://www.irs.gov/Credits-&-Deductions