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This is the simplest and easiest way to refinance if you currently have an FHA loan. Unlike a traditional refinance an FHA Streamline Refinance allows a borrower to refinance without having to verify their income and assets. An appraisal might not be required either depending on how much you have paid on your original loan balance.

 

· 15, 20, 25, or 30-year term on fixed-rate loan

· Appraisal may not be required

· Lower credit requirements

· Limited documentation

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